Working Capital Loans, Revolving Credit Lines & Interest-Only Loans
To Prequalify for our loans:
<Must be brick and mortar business
<Open and operating for at least 1 month
<Minimum annual sales of $200,000 (approximately $17,000 per month)
<Guarantor must have a personal Equifax Credit Score of 551 or higher
<Merchants may qualify for up to $500,000 (single unit) without pledged collateral or review of tax returns and financials
Fast, Flexible Loans for Growing Businesses
Discover how WJS Business Services delivers quick, adaptable financing tailored to your business needs.
Speedy Loan Approvals
Receive decisions within 24 hours, enabling your business to seize opportunities without delay.
Flexible Credit Lines
Access revolving credit options that adjust to your cash flow needs, providing ongoing financial support.
Interest-Only Payment Plans
Optimize your repayments with interest-only loans designed to reduce monthly expenses and increase flexibility.
Flexible Interest-Only Loan Options
Explore our fast, adaptable financial solutions tailored for your business.
Fast Business Loans
Get quick access to funds designed to meet your urgent business needs.
Revolving Lines of Credit
Maintain steady cash flow with our easily accessible credit lines for your business.
Partnered Financing Solutions
Benefit from our collaboration with ARF Financial to provide you flexible terms.
Customizable Loan Terms
Choose loan options that adapt to your unique business financial cycles.
Fast, Flexible Loans Tailored to Your Business
Get a quick, transparent quote for your ideal business loan in just minutes.
Bill Selwood
West Chester, PA
610-241-7216
contact Bill at bill@wjsbiz.com
How Our Loans Work
Discover our simple steps to secure fast, flexible business financing tailored to your needs.
1
Step One: Apply Quickly
Start by submitting a quick application to unlock flexible loan options designed for your business goals.
2
Step Two: Loan Review
Our partners at ARF Financial review your application promptly to offer tailored financing solutions.
3
Step Three: Receive Funds
Get fast access to funds with terms that suit your business, enabling growth and opportunity.
How much can you qualify for?
We use actual net sales to determine loan.
Potential loan amounts vary from 6% to 22% of total annual sales(cash and credit cards) based on your time in business and the guarantor’s credit worthiness.
Fill out the form for more information or just hit the Apply Now button to find out how much you qualify for without affecting your credit score.
